TellerScore

Headquartered in Robinson, Illinois, Hershey Robinson Employees Credit Union is a federally insured state-chartered credit union with $3.3M in total assets and $2.5M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1973.

Hershey Robinson Employees Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 39th. Capital cushion contributes the most (100/100, 25.00%); loan quality contributes the least (54/100, 1.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.00%
Loan quality54/100
Loans 60+ days delinquent ÷ total loans: 1.37%
Earnings93/100
Return on assets (annualized): 1.83%
Funding & liquidity94/100
Loans ÷ shares: 66.7% · 0.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.64%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 6 points (92 → 86), mostly because the loan quality component weakened by 36 points.

TellerScore
818895Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202495
Q3 202489
Q4 202483
Q1 202586
Q2 202592
Q3 202592
Q4 202592
Q1 202681
Q2 202686
Net worth ratio
7.00%16.41%25.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202423.53%
Q3 202423.82%
Q4 202424.90%
Q1 202523.93%
Q2 202523.89%
Q3 202522.57%
Q4 202525.81%
Q1 202625.23%
Q2 202625.00%
Delinquent loans (60+ days)
0.00%0.77%1.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.45%
Q4 20240.77%
Q1 20250.41%
Q2 20250.31%
Q3 20250.25%
Q4 20250.17%
Q1 20261.55%
Q2 20261.37%
Return on assets
1.02%1.42%1.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.72%
Q3 20241.47%
Q4 20241.14%
Q1 20251.02%
Q2 20251.51%
Q3 20251.41%
Q4 20251.37%
Q1 20261.50%
Q2 20261.83%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$3.3M25.00%1.37%1.83%66.7%
Q1 202681$3.2M25.23%1.55%1.50%69.9%
Q4 202592$3.1M25.81%0.17%1.37%72.1%
Q3 202592$3.3M22.57%0.25%1.41%69.0%
Q2 202592$3.3M23.89%0.31%1.51%72.3%
Q1 202586$3.2M23.93%0.41%1.02%76.5%
Q4 202483$3.0M24.90%0.77%1.14%80.5%
Q3 202489$3.2M23.82%0.45%1.47%81.5%
Q2 202495$3.2M23.53%0.00%1.72%82.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.00%
89th
Problem loans1.37%
31st
Net charge-offs0.04%
63rd
Return on assets1.83%
92nd
Loans to deposits66.7%
38th
Uninsured deposits0.0%
81st
Loan-loss reserves1.88%
89th
Texas ratio2.6%
45th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Springfield Firefighters Credit UnionCredit union Springfield, IL100 out of 100, Very strong$3.4M16.6%0.00%vs
Williamson County Catholic Credit UnionCredit union Herrin, IL67 out of 100, Moderate$2.8M8.8%0.00%vs
Aurora Firefighters' Credit UnionCredit union Aurora, IL93 out of 100, Very strong$2.7M16.1%0.00%vs
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
N.I.C.E. Federal Credit UnionCredit union Geneva, IL62 out of 100, Moderate$2.6M7.4%0.00%vs
Mercer Credit UnionCredit union Aledo, IL68 out of 100, Moderate$2.6M14.9%1.61%vs

Deposit insurance

Is my money safe at Hershey Robinson Employees Credit Union?

Yes. Hershey Robinson Employees Credit Union is a federally insured credit union (NCUA charter #61518). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.00%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Hershey Robinson Employees Credit Union lists 2 offices in 1 city. Most locations:

  • Robinson, IL (2)

All branch addresses and map

Identity & history

Profile

Legal name
Hershey Robinson Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61518
RSSD ID
906894
Primary regulator
State + NCUA
Established
1973
Headquarters
1401 W Main St, Robinson, IL 62454
Employees
2

Quick answers

Hershey Robinson Employees Credit Union: common questions

Is Hershey Robinson Employees Credit Union NCUA insured?

Yes. Hershey Robinson Employees Credit Union is a federally insured credit union (NCUA charter #61518). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hershey Robinson Employees Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hershey Robinson Employees Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Robinson

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers & Merchants Bank of HutsonvilleBank Hutsonville, IL95 out of 100, Very strong$52.0M18.5%0.00%vs
Citizens National Bank of AlbionBank Albion, IL88 out of 100, Very strong$348.5M17.4%0.54%vs
The Peoples State Bank of Newton, IllinoisBank Newton, IL81 out of 100, Strong$736.7M13.5%0.54%vs
Western Indiana Credit UnionCredit union Sullivan, IN80 out of 100, Strong$48.7M12.6%0.15%vs
Sainte Marie State BankBank Sainte Marie, IL76 out of 100, Strong$23.0M15.8%0.31%vs
The First National Bank of CarmiBank Carmi, IL75 out of 100, Strong$622.2M11.4%0.35%vs