Side-by-side · Q2 2026 data
First National Bank in Olney vs Hoyne Savings Bank
Metric by metric
| Measure | First National Bank in Olney | Hoyne Savings Bank |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 47 | 89 (stronger) |
| Earnings | 68 (stronger) | 27 |
| Funding & liquidity | 87 (stronger) | 75 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 26th | 75th |
| Total assets | $469.3M | $479.9M |
| Deposits / shares | $415.4M | $346.7M |
| Capital ratio | 10.83% | 27.26% (stronger) |
| Problem loans | 1.60% | 0.34% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.20% (stronger) | 0.18% |
| Loans ÷ deposits | 54.9% (stronger) | 81.4% |
| Uninsured deposits | 26.8% | 18.5% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.0% |
Hoyne Savings Bank has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Olney leads on 2 and Hoyne Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.