Side-by-side · Q2 2026 data
First National Bank in Philip vs Security Savings Bank
Metric by metric
| Measure | First National Bank in Philip | Security Savings Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 69 |
| Capital cushion | 71 (stronger) | 44 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 100 (stronger) | 57 |
| Funding & liquidity | 73 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 91st | 40th |
| Total assets | $458.4M | $557.4M |
| Deposits / shares | $400.6M | $495.0M |
| Capital ratio | 12.05% (stronger) | 9.38% |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.15% (stronger) | 0.92% |
| Loans ÷ deposits | 69.2% (stronger) | 85.3% |
| Uninsured deposits | 31.0% | 18.5% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.0% |
First National Bank in Philip has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Philip leads on 5 and Security Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.