Side-by-side · Q2 2026 data
First National Bank in Taylorville vs Heartland Credit Union
Metric by metric
| Measure | First National Bank in Taylorville | Heartland Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 89 |
| Capital cushion | 94 (stronger) | 87 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 71 | 91 (stronger) |
| Funding & liquidity | 98 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 97th | 94th |
| Total assets | $200.1M | $573.7M |
| Deposits / shares | $173.9M | $494.4M |
| Capital ratio | 14.41% (stronger) | 13.74% |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 1.29% | 1.78% (stronger) |
| Loans ÷ deposits | 51.7% (stronger) | 78.9% |
| Uninsured deposits | 16.7% | 6.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Taylorville has the higher TellerScore (92 vs 89). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Taylorville leads on 5 and Heartland Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.