Side-by-side · Q2 2026 data
First National Bank Minnesota vs Elysian Bank
Metric by metric
| Measure | First National Bank Minnesota | Elysian Bank |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 48 | 72 (stronger) |
| Loan quality | 63 | 75 (stronger) |
| Earnings | 74 | 96 (stronger) |
| Funding & liquidity | 72 (stronger) | 66 |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 26th | 63rd |
| Total assets | $437.8M | $76.0M |
| Deposits / shares | $373.1M | $66.4M |
| Capital ratio | 9.81% | 12.25% (stronger) |
| Problem loans | 1.12% | 0.74% (stronger) |
| Net charge-offs | 0.19% | 0.01% (stronger) |
| Return on assets | 1.35% | 1.90% (stronger) |
| Loans ÷ deposits | 87.0% | 86.9% (stronger) |
| Uninsured deposits | 16.5% (stronger) | 21.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Elysian Bank has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Minnesota leads on 1 and Elysian Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.