Side-by-side · Q2 2026 data
First National Bank Minnesota vs First State Bank of Le Center
Metric by metric
| Measure | First National Bank Minnesota | First State Bank of Le Center |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 48 | 61 (stronger) |
| Loan quality | 63 | 73 (stronger) |
| Earnings | 74 | 94 (stronger) |
| Funding & liquidity | 72 | 77 (stronger) |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 26th | 64th |
| Total assets | $437.8M | $110.4M |
| Deposits / shares | $373.1M | $92.3M |
| Capital ratio | 9.81% | 11.15% (stronger) |
| Problem loans | 1.12% | 0.81% (stronger) |
| Net charge-offs | 0.19% | -0.01% (stronger) |
| Return on assets | 1.35% | 1.86% (stronger) |
| Loans ÷ deposits | 87.0% | 83.3% (stronger) |
| Uninsured deposits | 16.5% | 14.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | 2.1% |
First State Bank of Le Center has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Minnesota leads on 0 and First State Bank of Le Center on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.