Side-by-side · Q2 2026 data
First National Bank of Bosque County vs Community Bank & Trust, Waco, Texas
Metric by metric
| Measure | First National Bank of Bosque County | Community Bank & Trust, Waco, Texas |
|---|---|---|
| TellerScore | 82 | 90 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 76 | 93 (stronger) |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 70 | 91 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 82nd | 95th |
| Total assets | $182.3M | $649.1M |
| Deposits / shares | $158.3M | $562.6M |
| Capital ratio | 12.79% | 15.45% (stronger) |
| Problem loans | 0.72% | 0.21% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.58% |
| Return on assets | 2.12% (stronger) | 1.11% |
| Loans ÷ deposits | 85.3% | 66.2% (stronger) |
| Uninsured deposits | 19.5% | 17.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.4% |
Community Bank & Trust, Waco, Texas has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Bosque County leads on 2 and Community Bank & Trust, Waco, Texas on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.