Side-by-side · Q2 2026 data
First National Bank of Bosque County vs First State Bank of Ben Wheeler, Texas
Metric by metric
| Measure | First National Bank of Bosque County | First State Bank of Ben Wheeler, Texas |
|---|---|---|
| TellerScore | 82 | 95 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 76 | 98 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 70 | 97 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 82nd | 99th |
| Total assets | $182.3M | $185.1M |
| Deposits / shares | $158.3M | $156.1M |
| Capital ratio | 12.79% | 15.66% (stronger) |
| Problem loans | 0.72% | 0.07% (stronger) |
| Net charge-offs | -0.02% | -0.04% (stronger) |
| Return on assets | 2.12% (stronger) | 1.51% |
| Loans ÷ deposits | 85.3% | 42.3% (stronger) |
| Uninsured deposits | 19.5% | 17.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Ben Wheeler, Texas has the higher TellerScore (95 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Bosque County leads on 1 and First State Bank of Ben Wheeler, Texas on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.