Side-by-side · Q2 2026 data
First National Bank of Bosque County vs Peoples State Bank
Metric by metric
| Measure | First National Bank of Bosque County | Peoples State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 78 (stronger) | 57 |
| Loan quality | 76 (stronger) | 58 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 70 | 84 (stronger) |
| Problem-loan coverage | 92 (stronger) | 85 |
| Peer percentile | 82nd | 37th |
| Total assets | $182.3M | $181.2M |
| Deposits / shares | $158.3M | $149.7M |
| Capital ratio | 12.79% (stronger) | 10.66% |
| Problem loans | 0.72% (stronger) | 1.25% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 2.12% (stronger) | 1.36% |
| Loans ÷ deposits | 85.3% | 67.4% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 22.8% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Bosque County has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Bosque County leads on 6 and Peoples State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.