Side-by-side · Q2 2026 data
First National Bank of Burleson vs Spectra Bank
Metric by metric
| Measure | First National Bank of Burleson | Spectra Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 59 |
| Capital cushion | 76 (stronger) | 29 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 76 (stronger) | 66 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 17th |
| Total assets | $250.8M | $126.7M |
| Deposits / shares | $218.6M | $110.8M |
| Capital ratio | 12.58% (stronger) | 7.88% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 2.44% (stronger) | 0.20% |
| Loans ÷ deposits | 46.9% (stronger) | 77.9% |
| Uninsured deposits | 37.0% | 29.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Burleson has the higher TellerScore (89 vs 59). On the 6 directional measures above (where higher or lower is clearly better), First National Bank of Burleson leads on 5 and Spectra Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.