TellerScore

First National Bank of Burleson (FDIC certificate #23430) is based in Burleson, Texas. Its Q2 2026 call report shows $250.8M in total assets and $218.6M in deposits and 2 offices.

Based on its Q2 2026 filing, First National Bank of Burleson scores 89/100, which we describe as very strong. That is higher than 94% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 22nd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (76/100; 47% loans-to-deposits, 37% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Tier 1 leverage ratio: 12.58%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.44%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 46.9% · 37.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (87 → 89), mostly because the funding & liquidity component improved by 6 points.

TellerScore
818589Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202481
Q4 202485
Q1 202587
Q2 202587
Q3 202586
Q4 202584
Q1 202688
Q2 202689
Tier 1 leverage ratio
5.00%8.79%12.58%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.44%
Q3 202410.43%
Q4 202411.51%
Q1 202512.15%
Q2 202512.09%
Q3 202511.91%
Q4 202511.19%
Q1 202612.15%
Q2 202612.58%
Noncurrent loans
0.00%0.03%0.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.06%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
2.43%2.94%3.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.45%
Q3 20243.39%
Q4 20243.27%
Q1 20253.00%
Q2 20252.99%
Q3 20252.90%
Q4 20252.85%
Q1 20262.43%
Q2 20262.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$250.8M12.58%0.00%2.44%46.9%
Q1 202688$248.8M12.15%0.00%2.43%47.4%
Q4 202584$269.1M11.19%0.00%2.85%42.4%
Q3 202586$267.0M11.91%0.00%2.90%41.4%
Q2 202587$266.7M12.09%0.00%2.99%41.9%
Q1 202587$267.6M12.15%0.00%3.00%43.7%
Q4 202485$261.7M11.51%0.00%3.27%46.4%
Q3 202481$258.6M10.43%0.06%3.39%47.2%
Q2 202482$261.4M10.44%0.00%3.45%44.8%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.58%
71st
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
57th
Return on assets2.44%
95th
Net interest margin4.12%
60th
Efficiency ratio42.3%
94th
Loans to deposits46.9%
93rd
Uninsured deposits37.0%
14th
Loan-loss reserves1.34%
67th
Texas ratio0.0%
95th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
The City National Bank of TaylorBank Taylor, TX82 out of 100, Strong$250.3M12.9%0.38%vs
Bridge City State BankBank Bridge City, TX76 out of 100, Strong$246.8M11.7%0.08%vs
Cendera BankBank Bells, TX64 out of 100, Moderate$257.6M11.3%0.37%vs
National Bank & TrustBank La Grange, TX72 out of 100, Strong$242.0M10.8%0.17%vs
First Texas BankBank Lampasas, TX81 out of 100, Strong$259.7M10.1%0.00%vs
Guadalupe BankBank Kerrville, TX74 out of 100, Strong$261.1M9.9%0.00%vs

Deposit insurance

Is my money safe at First National Bank of Burleson?

Yes. First National Bank of Burleson is an FDIC-insured institution (FDIC certificate #23430). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 37.0% of deposits ($80.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.58%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

First National Bank of Burleson lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First National Bank of Burleson
Type
National bank
FDIC certificate #
23430
RSSD ID
240954
Primary regulator
OCC
Holding company
Citadel Bcorp Inc
Established
April 20, 1981
Headquarters
899 Ne Alsbury Blvd, Burleson, TX 76028
Employees
31

Quick answers

First National Bank of Burleson: common questions

Is First National Bank of Burleson FDIC insured?

Yes. First National Bank of Burleson is an FDIC-insured institution (FDIC certificate #23430). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank of Burleson's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank of Burleson ever failed?

There is no failure record for FDIC certificate #23430 in the FDIC failed bank list.

How many branches does First National Bank of Burleson have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Burleson

InstitutionScoreAssetsCapitalProblem loansCompare
Fort Worth City Credit UnionCredit union Fort Worth, TX93 out of 100, Very strong$336.8M13.1%0.03%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Ben E Keith Company Employees Federal Credit UnionCredit union Fort Worth, TX89 out of 100, Very strong$11.9M20.9%1.07%vs
Allied Federal Credit UnionCredit union Arlington, TX88 out of 100, Very strong$137.6M12.2%0.23%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
Irving City Employees Federal Credit UnionCredit union Irving, TX86 out of 100, Very strong$85.8M12.0%0.56%vs