Side-by-side · Q2 2026 data
First National Bank of Coffee County vs Southeastern Credit Union
Metric by metric
| Measure | First National Bank of Coffee County | Southeastern Credit Union |
|---|---|---|
| TellerScore | 70 | 73 (stronger) |
| Capital cushion | 38 | 58 (stronger) |
| Loan quality | 92 (stronger) | 86 |
| Earnings | 77 (stronger) | 66 |
| Funding & liquidity | 69 | 74 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 43rd | 60th |
| Total assets | $547.5M | $440.7M |
| Deposits / shares | $494.7M | $388.5M |
| Capital ratio | 8.85% | 10.81% (stronger) |
| Problem loans | 0.24% (stronger) | 0.41% |
| Net charge-offs | -0.00% (stronger) | 0.17% |
| Return on assets | 1.41% (stronger) | 1.14% |
| Loans ÷ deposits | 56.3% (stronger) | 85.8% |
| Uninsured deposits | 43.2% | 5.9% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 3.3% |
Southeastern Credit Union has the higher TellerScore (73 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Coffee County leads on 4 and Southeastern Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.