Side-by-side · Q2 2026 data
First National Bank Of Commerce vs Centennial Bank
Metric by metric
| Measure | First National Bank Of Commerce | Centennial Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 56 | 76 (stronger) |
| Loan quality | 94 (stronger) | 82 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 40 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 77th | 94th |
| Total assets | $296.6M | $24.6B |
| Deposits / shares | $268.8M | $19.6B |
| Capital ratio | 10.65% | 12.61% (stronger) |
| Problem loans | 0.17% (stronger) | 0.55% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 1.52% | 2.13% (stronger) |
| Loans ÷ deposits | 58.2% (stronger) | 85.4% |
| Uninsured deposits | 23.3% (stronger) | 46.7% |
| Offices | 6 | 225 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 2.8 |
| Mortgage denial rate (HMDA) | 23.4% | 23.4% |
First National Bank Of Commerce has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Of Commerce leads on 5 and Centennial Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.