Side-by-side · Q2 2026 data
First National Bank of Eastern Arkansas vs The Farmers & Merchants Bank
Metric by metric
| Measure | First National Bank of Eastern Arkansas | The Farmers & Merchants Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 67 |
| Capital cushion | 60 (stronger) | 48 |
| Loan quality | 79 | 87 (stronger) |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 81 (stronger) | 61 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 50th | 44th |
| Total assets | $589.5M | $2.0B |
| Deposits / shares | $520.3M | $1.7B |
| Capital ratio | 10.95% (stronger) | 9.79% |
| Problem loans | 0.64% | 0.39% (stronger) |
| Net charge-offs | 0.17% | 0.01% (stronger) |
| Return on assets | 1.16% (stronger) | 1.07% |
| Loans ÷ deposits | 71.3% (stronger) | 82.2% |
| Uninsured deposits | 21.9% (stronger) | 30.6% |
| Offices | 15 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | 14.9% |
First National Bank of Eastern Arkansas has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Eastern Arkansas leads on 5 and The Farmers & Merchants Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.