Side-by-side · Q2 2026 data
First National Bank of Fort Stockton vs Carmine State Bank
Metric by metric
| Measure | First National Bank of Fort Stockton | Carmine State Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 71 |
| Capital cushion | 72 (stronger) | 50 |
| Loan quality | 99 (stronger) | 83 |
| Earnings | 62 (stronger) | 60 |
| Funding & liquidity | 94 (stronger) | 88 |
| Problem-loan coverage | 39 | 96 (stronger) |
| Peer percentile | 68th | 47th |
| Total assets | $153.5M | $148.8M |
| Deposits / shares | $137.7M | $139.2M |
| Capital ratio | 12.20% (stronger) | 10.00% |
| Problem loans | 0.02% (stronger) | 0.50% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.05% (stronger) | 1.01% |
| Loans ÷ deposits | 52.6% | 28.7% (stronger) |
| Uninsured deposits | 20.4% (stronger) | 26.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Fort Stockton has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Fort Stockton leads on 5 and Carmine State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.