TellerScore

First National Bank of Fort Stockton (FDIC certificate #17913) is based in Fort Stockton, Texas. Its Q2 2026 call report shows $153.5M in total assets and $137.7M in deposits and 2 offices.

First National Bank of Fort Stockton has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 135th. Loan quality contributes the most (99/100, 0.02%); problem-loan coverage contributes the least (39/100, 30.7%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Tier 1 leverage ratio: 12.20%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.02%
Earnings62/100
Return on assets (annualized): 1.05%
Funding & liquidity94/100
Loans ÷ deposits and uninsured-deposit share: 52.6% · 20.4% uninsured
Problem-loan coverage39/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 30.66%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).

TellerScore
627078Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202462
Q4 202478
Q1 202571
Q2 202577
Q3 202577
Q4 202576
Q1 202675
Q2 202677
Tier 1 leverage ratio
5.00%9.35%13.71%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.00%
Q3 202413.52%
Q4 202413.37%
Q1 202513.71%
Q2 202512.79%
Q3 202512.40%
Q4 202512.09%
Q1 202611.80%
Q2 202612.20%
Noncurrent loans
0.00%1.39%2.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.85%
Q3 20242.77%
Q4 20241.10%
Q1 20251.14%
Q2 20250.00%
Q3 20250.00%
Q4 20250.03%
Q1 20260.08%
Q2 20260.02%
Return on assets
0.92%1.14%1.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.05%
Q3 20241.34%
Q4 20241.36%
Q1 20251.25%
Q2 20250.95%
Q3 20250.95%
Q4 20250.99%
Q1 20260.92%
Q2 20261.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$153.5M12.20%0.02%1.05%52.6%
Q1 202675$163.8M11.80%0.08%0.92%52.6%
Q4 202576$156.9M12.09%0.03%0.99%55.0%
Q3 202577$206.3M12.40%0.00%0.95%41.8%
Q2 202577$147.5M12.79%0.00%0.95%57.6%
Q1 202571$136.0M13.71%1.14%1.25%66.5%
Q4 202478$138.3M13.37%1.10%1.36%66.3%
Q3 202462$138.0M13.52%2.77%1.34%70.2%
Q2 202476$136.6M13.00%0.85%1.05%72.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.20%
67th
Total risk-based capital0.00%
24th
Problem loans0.02%
83rd
Net charge-offs0.01%
51st
Return on assets1.05%
37th
Net interest margin4.95%
91st
Efficiency ratio77.7%
17th
Loans to deposits52.6%
89th
Uninsured deposits20.4%
63rd
Loan-loss reserves2.54%
97th
Texas ratio30.7%
2nd

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Graham Savings and Loan, SSBBank Graham, TX72 out of 100, Strong$155.1M11.7%0.86%vs
Agility Bank, National AssociationBank Houston, TX62 out of 100, Moderate$151.6M20.0%1.18%vs
The First National Bank of Tom BeanBank Tom Bean, TX67 out of 100, Moderate$155.6M12.1%1.23%vs
First State BankBank Shallowater, TX84 out of 100, Strong$150.8M15.9%0.23%vs
Carmine State BankBank Carmine, TX71 out of 100, Strong$148.8M10.0%0.50%vs
The First National Bank of WinnsboroBank Winnsboro, TX86 out of 100, Very strong$158.2M22.7%1.10%vs

Deposit insurance

Is my money safe at First National Bank of Fort Stockton?

Yes. First National Bank of Fort Stockton is an FDIC-insured institution (FDIC certificate #17913). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.4% of deposits ($28.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

First National Bank of Fort Stockton lists 2 offices in 2 cities. Most locations:

  • Fort Stockton, TX (1)
  • Iraan, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
First National Bank of Fort Stockton
Type
National bank
FDIC certificate #
17913
RSSD ID
397456
Primary regulator
OCC
Holding company
Fnb Holding Co
Established
October 1, 1958
Headquarters
1000 W Dickinson Blvd, Fort Stockton, TX 79735
Employees
25

Quick answers

First National Bank of Fort Stockton: common questions

Is First National Bank of Fort Stockton FDIC insured?

Yes. First National Bank of Fort Stockton is an FDIC-insured institution (FDIC certificate #17913). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank of Fort Stockton's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank of Fort Stockton ever failed?

There is no failure record for FDIC certificate #17913 in the FDIC failed bank list.

How many branches does First National Bank of Fort Stockton have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Fort Stockton

InstitutionScoreAssetsCapitalProblem loansCompare
City BankBank Lubbock, TX75 out of 100, Strong$5.4B10.8%0.25%vs
The Pecos County State BankBank Fort Stockton, TX73 out of 100, Strong$309.4M11.6%0.98%vs
1st Community Federal Credit UnionCredit union San Angelo, TX58 out of 100, Moderate$421.8M13.6%3.73%vs