Side-by-side · Q2 2026 data
First National Bank of Giddings vs Fayette Savings Bank, SSB
Metric by metric
| Measure | First National Bank of Giddings | Fayette Savings Bank, SSB |
|---|---|---|
| TellerScore | 57 | 81 (stronger) |
| Capital cushion | 62 (stronger) | 60 |
| Loan quality | 31 | 100 (stronger) |
| Earnings | 73 | 95 (stronger) |
| Funding & liquidity | 58 | 63 (stronger) |
| Problem-loan coverage | 72 | 100 (stronger) |
| Peer percentile | 14th | 80th |
| Total assets | $356.2M | $551.8M |
| Deposits / shares | $315.1M | $495.2M |
| Capital ratio | 11.18% (stronger) | 10.95% |
| Problem loans | 2.07% | 0.01% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.32% | 1.88% (stronger) |
| Loans ÷ deposits | 79.9% (stronger) | 85.3% |
| Uninsured deposits | 35.3% | 25.6% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fayette Savings Bank, SSB has the higher TellerScore (81 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Giddings leads on 2 and Fayette Savings Bank, SSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.