Side-by-side · Q2 2026 data
First National Bank of Hereford vs Integrity Bank SSB
Metric by metric
| Measure | First National Bank of Hereford | Integrity Bank SSB |
|---|---|---|
| TellerScore | 84 (stronger) | 78 |
| Capital cushion | 73 | 95 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 52 (stronger) | 47 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 86th | 72nd |
| Total assets | $344.6M | $339.6M |
| Deposits / shares | $294.4M | $292.5M |
| Capital ratio | 12.32% | 14.48% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.20% (stronger) | 0.47% |
| Loans ÷ deposits | 99.8% | 62.8% (stronger) |
| Uninsured deposits | 22.8% (stronger) | 60.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | — |
First National Bank of Hereford has the higher TellerScore (84 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Hereford leads on 3 and Integrity Bank SSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.