Integrity Bank SSB is a state-chartered bank (fed member) headquartered in Houston, Texas. At the end of Q2 2026 it reported $339.6M in total assets and $292.5M in deposits, with 1 office.
Integrity Bank SSB has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 72% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 118th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (39/100, 0.47%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
7 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (68 → 78), mostly because the earnings component improved by 39 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q4 2024 | 71 |
| Q1 2025 | 69 |
| Q2 2025 | 68 |
| Q3 2025 | 70 |
| Q4 2025 | 73 |
| Q1 2026 | 75 |
| Q2 2026 | 78 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q4 2024 | 117.66% |
| Q1 2025 | 57.81% |
| Q2 2025 | 36.80% |
| Q3 2025 | 28.77% |
| Q4 2025 | 18.01% |
| Q1 2026 | 13.39% |
| Q2 2026 | 14.48% |
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| Quarter | Noncurrent loans |
|---|---|
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q4 2024 | -1.26% |
| Q1 2025 | -5.33% |
| Q2 2025 | -3.84% |
| Q3 2025 | -2.45% |
| Q4 2025 | -1.33% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.47% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $339.6M | 14.48% | 0.00% | 0.47% | 62.8% |
| Q1 2026 | 75 | $312.2M | 13.39% | 0.00% | 0.44% | 51.6% |
| Q4 2025 | 73 | $300.8M | 18.01% | 0.00% | -1.33% | 44.8% |
| Q3 2025 | 70 | $152.1M | 28.77% | 0.00% | -2.45% | 74.3% |
| Q2 2025 | 68 | $109.0M | 36.80% | 0.00% | -3.84% | 91.2% |
| Q1 2025 | 69 | $82.2M | 57.81% | 0.00% | -5.33% | 83.1% |
| Q4 2024 | 71 | $46.6M | 117.66% | 0.00% | -1.26% | 120.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The National Bank of AndrewsBank Andrews, TX | 49 out of 100, Below average | $340.5M | 10.1% | 3.05% | vs |
| Security State BankBank Farwell, TX | 88 out of 100, Very strong | $338.0M | 14.6% | 0.03% | vs |
| First National Bank of HerefordBank Hereford, TX | 84 out of 100, Strong | $344.6M | 12.3% | 0.05% | vs |
| Global One BankBank Houston, TX | 84 out of 100, Strong | $333.2M | 14.5% | 0.27% | vs |
| Ozona BankBank Ozona, TX | 79 out of 100, Strong | $346.1M | 12.3% | 0.00% | vs |
| Texana Bank, National AssociationBank Linden, TX | 53 out of 100, Below average | $330.6M | 9.1% | 1.36% | vs |
Deposit insurance
Is my money safe at Integrity Bank SSB?
Yes. Integrity Bank SSB is an FDIC-insured institution (FDIC certificate #59342). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 60.7% of deposits ($177.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.92% (benchmark: 10%).
1 location
Branches
Integrity Bank SSB lists 1 office in 1 city. Most locations:
- Houston, TX (1)
Identity & history
Profile
- Legal name
- Integrity Bank SSB
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 59342
- RSSD ID
- 5879201
- Primary regulator
- FED
- Holding company
- Integrity Bcorp Inc
- Established
- October 11, 2024
- Headquarters
- 8584 Katy Fwy, Houston, TX 77024
- Website
- www.itx.bank
- Employees
- 27
Quick answers
Integrity Bank SSB: common questions
Is Integrity Bank SSB FDIC insured?
Yes. Integrity Bank SSB is an FDIC-insured institution (FDIC certificate #59342). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Integrity Bank SSB's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Integrity Bank SSB ever failed?
There is no failure record for FDIC certificate #59342 in the FDIC failed bank list.
How many branches does Integrity Bank SSB have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Houston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Local 24 Employees Federal Credit UnionCredit union Pasadena, TX | 98 out of 100, Very strong | $13.6M | 21.0% | 0.26% | vs |
| Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX | 96 out of 100, Very strong | $17.1M | 20.3% | 0.00% | vs |
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| Ila 1351 Federal Credit UnionCredit union La Porte, TX | 92 out of 100, Very strong | $17.3M | 17.0% | 0.00% | vs |