Side-by-side · Q2 2026 data
First National Bank of Huntsville vs First State Bank of Bedias
Metric by metric
| Measure | First National Bank of Huntsville | First State Bank of Bedias |
|---|---|---|
| TellerScore | 90 (stronger) | 81 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 98 (stronger) | 33 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 86 | 94 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 95th | 80th |
| Total assets | $584.9M | $224.8M |
| Deposits / shares | $501.6M | $184.7M |
| Capital ratio | 13.29% | 17.94% (stronger) |
| Problem loans | 0.05% (stronger) | 2.01% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.74% | 2.58% (stronger) |
| Loans ÷ deposits | 69.7% | 66.6% (stronger) |
| Uninsured deposits | 19.2% | 15.0% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
First National Bank of Huntsville has the higher TellerScore (90 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Huntsville leads on 3 and First State Bank of Bedias on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.