The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 90).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. First National Bank of Huntsville is an FDIC-insured institution (FDIC certificate #3269). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.2% of deposits ($96.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.29%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

First National Bank of Huntsville lists 5 offices in 5 cities. Most locations:

• Bryan, TX (1)
• Crockett, TX (1)
• Franklin, TX (1)
• Huntsville, TX (1)
• Madisonville, TX (1)

All branch addresses and map

In 2025, First National Bank of Huntsville reported 185 home-loan applications under HMDA (LEI 254900YJOY30UROEAG69): 163 originated ($36,715,000 total), 10 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First National Bank of Huntsville

Type

National bank

FDIC certificate #

3269

RSSD ID

583352

Primary regulator

OCC

Holding company

First Natl Bancshares Huntsville

Established

January 1, 1890

Headquarters

1300 11th St, Huntsville, TX 77340

Website

www.fnbhuntsvilletx.bank

Employees

100