Side-by-side · Q2 2026 data
First National Bank of Kansas vs First National Bank in Fredonia
Metric by metric
| Measure | First National Bank of Kansas | First National Bank in Fredonia |
|---|---|---|
| TellerScore | 67 | 87 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 51 | 76 (stronger) |
| Funding & liquidity | 71 | 81 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 34th | 91st |
| Total assets | $105.6M | $104.4M |
| Deposits / shares | $94.7M | $92.5M |
| Capital ratio | 9.06% | 16.73% (stronger) |
| Problem loans | 0.14% (stronger) | 0.63% |
| Net charge-offs | 0.01% | -0.46% (stronger) |
| Return on assets | 0.78% | 1.41% (stronger) |
| Loans ÷ deposits | 44.9% | 31.8% (stronger) |
| Uninsured deposits | 41.0% | 32.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Fredonia has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Kansas leads on 1 and First National Bank in Fredonia on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.