First National Bank of Kansas (FDIC certificate #4794) is based in Burlington, Kansas. Its Q2 2026 call report shows $105.6M in total assets and $94.7M in deposits and 3 offices.
Based on its Q2 2026 filing, First National Bank of Kansas scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 143rd. Its strongest component is problem-loan coverage (97/100; 1.3%), and its lowest is capital cushion (41/100; 9.06%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (65 → 67), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 63 |
| Q4 2024 | 61 |
| Q1 2025 | 65 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 66 |
| Q1 2026 | 66 |
| Q2 2026 | 67 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.86% |
| Q3 2024 | 8.55% |
| Q4 2024 | 8.54% |
| Q1 2025 | 8.77% |
| Q2 2025 | 8.98% |
| Q3 2025 | 9.17% |
| Q4 2025 | 9.36% |
| Q1 2026 | 9.13% |
| Q2 2026 | 9.06% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.27% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.10% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.14% |
| Q2 2026 | 0.14% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.39% |
| Q3 2024 | 0.45% |
| Q4 2024 | 0.30% |
| Q1 2025 | 0.64% |
| Q2 2025 | 0.43% |
| Q3 2025 | 0.50% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.68% |
| Q2 2026 | 0.78% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $105.6M | 9.06% | 0.14% | 0.78% | 44.9% |
| Q1 2026 | 66 | $101.7M | 9.13% | 0.14% | 0.68% | 46.2% |
| Q4 2025 | 66 | $98.4M | 9.36% | 0.13% | 0.47% | 49.2% |
| Q3 2025 | 66 | $96.7M | 9.17% | 0.14% | 0.50% | 50.2% |
| Q2 2025 | 65 | $96.5M | 8.98% | 0.10% | 0.43% | 50.0% |
| Q1 2025 | 65 | $99.4M | 8.77% | 0.11% | 0.64% | 45.7% |
| Q4 2024 | 61 | $100.5M | 8.54% | 0.15% | 0.30% | 44.0% |
| Q3 2024 | 63 | $101.1M | 8.55% | 0.16% | 0.45% | 49.3% |
| Q2 2024 | 49 | $99.4M | 8.86% | 1.27% | 0.39% | 42.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Exchange State BankBank Saint Paul, KS | 84 out of 100, Strong | $105.0M | 11.6% | 0.00% | vs |
| First National Bank in FredoniaBank Fredonia, KS | 87 out of 100, Very strong | $104.4M | 16.7% | 0.63% | vs |
| Citizens State Bank and Trust CompanyBank Hiawatha, KS | 95 out of 100, Very strong | $103.6M | 18.3% | 0.21% | vs |
| The First State Bank of HealyBank Healy, KS | 82 out of 100, Strong | $108.8M | 16.8% | 0.89% | vs |
| First Federal Savings and Loan BankBank Olathe, KS | 74 out of 100, Strong | $109.5M | 12.3% | 1.28% | vs |
| The Kansas State Bank Overbrook KansasBank Overbrook, KS | 82 out of 100, Strong | $101.2M | 13.2% | 0.70% | vs |
Deposit insurance
Is my money safe at First National Bank of Kansas?
Yes. First National Bank of Kansas is an FDIC-insured institution (FDIC certificate #4794). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 41.0% of deposits ($38.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.06%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.99% (benchmark: 10%).
3 locations
Branches
First National Bank of Kansas lists 3 offices in 3 cities. Most locations:
- Burlington, KS (1)
- Osage City, KS (1)
- Waverly, KS (1)
Identity & history
Profile
- Legal name
- First National Bank of Kansas
- Former names
- First Bank, National Association; The First National Bank of Waverly
- Type
- National bank
- FDIC certificate #
- 4794
- RSSD ID
- 614256
- Primary regulator
- OCC
- Holding company
- Meader Insurance Agency Inc
- Established
- January 14, 1902
- Headquarters
- 600 N 4th St, Burlington, KS 66839
- Website
- www.fnbofks.bank
- Employees
- 14
Quick answers
First National Bank of Kansas: common questions
Is First National Bank of Kansas FDIC insured?
Yes. First National Bank of Kansas is an FDIC-insured institution (FDIC certificate #4794). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First National Bank of Kansas's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First National Bank of Kansas ever failed?
There is no failure record for FDIC certificate #4794 in the FDIC failed bank list.
How many branches does First National Bank of Kansas have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Burlington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Farmers State Bank of Aliceville, KansasBank Westphalia, KS | 82 out of 100, Strong | $179.6M | 19.2% | 1.05% | vs |
| The Citizens State BankBank Gridley, KS | 81 out of 100, Strong | $336.2M | 12.1% | 0.58% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| The Bennington State BankBank Salina, KS | 75 out of 100, Strong | $1.4B | 9.5% | 0.29% | vs |
| Quantum Credit UnionCredit union Wichita, KS | 74 out of 100, Strong | $143.0M | 11.4% | 0.40% | vs |
| Bank of CommerceBank Chanute, KS | 74 out of 100, Strong | $497.5M | 9.2% | 0.05% | vs |