Side-by-side · Q2 2026 data
First National Bank of Kansas vs The First State Bank of Healy
Metric by metric
| Measure | First National Bank of Kansas | The First State Bank of Healy |
|---|---|---|
| TellerScore | 67 | 82 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 95 (stronger) | 70 |
| Earnings | 51 | 74 (stronger) |
| Funding & liquidity | 71 (stronger) | 70 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 34th | 82nd |
| Total assets | $105.6M | $108.8M |
| Deposits / shares | $94.7M | $86.5M |
| Capital ratio | 9.06% | 16.77% (stronger) |
| Problem loans | 0.14% (stronger) | 0.89% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.78% | 1.36% (stronger) |
| Loans ÷ deposits | 44.9% (stronger) | 75.4% |
| Uninsured deposits | 41.0% | 28.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Healy has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Kansas leads on 2 and The First State Bank of Healy on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.