Side-by-side · Q2 2026 data
First National Bank of Kentucky vs Bank of Jamestown
Metric by metric
| Measure | First National Bank of Kentucky | Bank of Jamestown |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 42 | 80 (stronger) |
| Loan quality | 80 | 99 (stronger) |
| Earnings | 89 (stronger) | 70 |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 43rd | 86th |
| Total assets | $258.0M | $263.8M |
| Deposits / shares | $227.6M | $192.2M |
| Capital ratio | 9.16% | 12.96% (stronger) |
| Problem loans | 0.60% | 0.02% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 1.72% (stronger) | 1.24% |
| Loans ÷ deposits | 88.9% | 80.9% (stronger) |
| Uninsured deposits | 17.9% | 16.0% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Bank of Jamestown has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Kentucky leads on 2 and Bank of Jamestown on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.