Side-by-side · Q2 2026 data
First National Bank of Lake Jackson vs Third Coast Bank
Metric by metric
| Measure | First National Bank of Lake Jackson | Third Coast Bank |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 67 (stronger) | 64 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 32 | 75 (stronger) |
| Funding & liquidity | 53 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 40th | 63rd |
| Total assets | $218.4M | $6.7B |
| Deposits / shares | $211.1M | $5.9B |
| Capital ratio | 11.73% (stronger) | 11.44% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | -0.09% (stronger) | -0.01% |
| Return on assets | 0.30% | 1.37% (stronger) |
| Loans ÷ deposits | 23.4% (stronger) | 91.9% |
| Uninsured deposits | 57.4% | 31.0% (stronger) |
| Offices | 2 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Third Coast Bank has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Lake Jackson leads on 4 and Third Coast Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.