Side-by-side · Q2 2026 data
First National Bank of Nokomis vs Union Savings Bank
Metric by metric
| Measure | First National Bank of Nokomis | Union Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 59 (stronger) | 45 |
| Loan quality | 68 | 91 (stronger) |
| Earnings | 73 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 53rd | 31st |
| Total assets | $181.9M | $182.0M |
| Deposits / shares | $160.6M | $166.1M |
| Capital ratio | 10.89% (stronger) | 9.52% |
| Problem loans | 0.96% | 0.27% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.33% (stronger) | 0.31% |
| Loans ÷ deposits | 58.4% (stronger) | 69.4% |
| Uninsured deposits | 14.9% | 6.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
First National Bank of Nokomis has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Nokomis leads on 4 and Union Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.