Side-by-side · Q2 2026 data
First National Bank of Oklahoma vs Cherokee Strip Credit Union
Metric by metric
| Measure | First National Bank of Oklahoma | Cherokee Strip Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 60 |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 54 | 82 (stronger) |
| Earnings | 100 (stronger) | 13 |
| Funding & liquidity | 56 | 90 (stronger) |
| Problem-loan coverage | 76 | 91 (stronger) |
| Peer percentile | 31st | 21st |
| Total assets | $949.9M | $106.0M |
| Deposits / shares | $807.0M | $94.7M |
| Capital ratio | 10.46% (stronger) | 9.86% |
| Problem loans | 1.39% | 0.55% (stronger) |
| Net charge-offs | 0.07% (stronger) | 1.36% |
| Return on assets | 2.33% (stronger) | -0.17% |
| Loans ÷ deposits | 92.0% | 70.7% (stronger) |
| Uninsured deposits | 25.9% | 10.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | — |
First National Bank of Oklahoma has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Oklahoma leads on 4 and Cherokee Strip Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.