The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 66).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Oklahoma

Yes. First National Bank of Oklahoma is an FDIC-insured institution (FDIC certificate #4211). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 25.9% of deposits ($209.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.48% (benchmark: 10%).

Check how much of your own balance is covered

First National Bank of Oklahoma lists 4 offices in 3 cities. Most locations:

• Oklahoma City, OK (2)
• Ponca City, OK (1)
• Tonkawa, OK (1)

All branch addresses and map

In 2025, First National Bank of Oklahoma reported 248 home-loan applications under HMDA (LEI 549300OBYIDGN0LRQS38): 234 originated ($63,490,000 total), 3 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First National Bank of Oklahoma

Former names

The First National Bank in Tonkawa

Type

National bank

FDIC certificate #

4211

RSSD ID

525053

Primary regulator

OCC

Holding company

First Bcorp of Oklahoma Inc

Established

January 1, 1917

Headquarters

10900 Hefner Pointe Dr, Oklahoma City, OK 73120

Website

www.fnbok.bank

Employees

76