Side-by-side · Q2 2026 data
First National Bank of Oklahoma vs First Bank & Trust Co.
Metric by metric
| Measure | First National Bank of Oklahoma | First Bank & Trust Co. |
|---|---|---|
| TellerScore | 66 (stronger) | 61 |
| Capital cushion | 55 | 99 (stronger) |
| Loan quality | 54 (stronger) | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 56 (stronger) | 44 |
| Problem-loan coverage | 76 (stronger) | 51 |
| Peer percentile | 31st | 20th |
| Total assets | $949.9M | $952.1M |
| Deposits / shares | $807.0M | $802.1M |
| Capital ratio | 10.46% | 14.89% (stronger) |
| Problem loans | 1.39% (stronger) | 5.22% |
| Net charge-offs | 0.07% (stronger) | 0.68% |
| Return on assets | 2.33% (stronger) | 2.20% |
| Loans ÷ deposits | 92.0% | 87.4% (stronger) |
| Uninsured deposits | 25.9% (stronger) | 40.7% |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | — |
First National Bank of Oklahoma has the higher TellerScore (66 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Oklahoma leads on 5 and First Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.