Side-by-side · Q2 2026 data
First National Bank of Oklahoma vs First Liberty Bank
Metric by metric
| Measure | First National Bank of Oklahoma | First Liberty Bank |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 55 | 68 (stronger) |
| Loan quality | 54 | 98 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 56 (stronger) | 54 |
| Problem-loan coverage | 76 | 99 (stronger) |
| Peer percentile | 31st | 64th |
| Total assets | $949.9M | $885.0M |
| Deposits / shares | $807.0M | $768.3M |
| Capital ratio | 10.46% | 11.82% (stronger) |
| Problem loans | 1.39% | 0.07% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.18% |
| Return on assets | 2.33% (stronger) | 1.07% |
| Loans ÷ deposits | 92.0% (stronger) | 93.0% |
| Uninsured deposits | 25.9% (stronger) | 26.9% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | 9.9% |
First Liberty Bank has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Oklahoma leads on 4 and First Liberty Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.