Side-by-side · Q2 2026 data
First National Bank of Omaha vs North Platte Union Pacific Employee Credit Union
Credit union
North Platte Union Pacific Employee Credit Union
North Platte, Nebraska · Under $100 million in assets
Metric by metric
| Measure | First National Bank of Omaha | North Platte Union Pacific Employee Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 74 | 75 (stronger) |
| Earnings | 92 (stronger) | 64 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 79th | 80th |
| Total assets | $34.2B | $43.4M |
| Deposits / shares | $27.8B | $36.0M |
| Capital ratio | 10.83% | 16.48% (stronger) |
| Problem loans | 0.78% | 0.75% (stronger) |
| Net charge-offs | 1.84% | 0.19% (stronger) |
| Return on assets | 1.79% (stronger) | 1.10% |
| Loans ÷ deposits | 84.5% | 43.1% (stronger) |
| Uninsured deposits | 33.9% | 0.0% (stronger) |
| Offices | 125 | 1 |
| CFPB complaints (3 yrs) | 1,803 | — |
| Complaints per $1B deposits | 64.9 | — |
| Mortgage denial rate (HMDA) | 25.9% | — |
North Platte Union Pacific Employee Credit Union has the higher TellerScore (86 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Omaha leads on 1 and North Platte Union Pacific Employee Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.