North Platte Union Pacific Employee Credit Union (NCUA charter #65528) is based in North Platte, Nebraska. Its Q2 2026 call report shows $43.4M in total assets and $36.0M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, North Platte Union Pacific Employee Credit Union scores 86/100, which we describe as very strong. That is higher than 80% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 11th. Its strongest component is capital cushion (100/100; 16.48%), and its lowest is earnings (64/100; 1.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (83 → 86), mostly because the earnings component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 82 |
| Q4 2024 | 73 |
| Q1 2025 | 81 |
| Q2 2025 | 83 |
| Q3 2025 | 84 |
| Q4 2025 | 82 |
| Q1 2026 | 65 |
| Q2 2026 | 86 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 15.45% |
| Q3 2024 | 15.69% |
| Q4 2024 | 15.92% |
| Q1 2025 | 15.91% |
| Q2 2025 | 16.00% |
| Q3 2025 | 16.40% |
| Q4 2025 | 16.15% |
| Q1 2026 | 16.26% |
| Q2 2026 | 16.48% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 0.57% |
| Q4 2024 | 1.66% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.59% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.83% |
| Q1 2026 | 3.59% |
| Q2 2026 | 0.75% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.37% |
| Q4 2024 | 0.45% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.94% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $43.4M | 16.48% | 0.75% | 1.10% | 43.1% |
| Q1 2026 | 65 | $43.2M | 16.26% | 3.59% | 0.94% | 43.0% |
| Q4 2025 | 82 | $42.3M | 16.15% | 0.83% | 0.70% | 46.2% |
| Q3 2025 | 84 | $41.6M | 16.40% | 0.67% | 0.70% | 48.6% |
| Q2 2025 | 83 | $42.1M | 16.00% | 0.59% | 0.49% | 49.6% |
| Q1 2025 | 81 | $41.7M | 15.91% | 0.75% | 0.40% | 52.0% |
| Q4 2024 | 73 | $41.2M | 15.92% | 1.66% | 0.45% | 54.3% |
| Q3 2024 | 82 | $41.4M | 15.69% | 0.57% | 0.37% | 55.4% |
| Q2 2024 | 76 | $42.0M | 15.45% | 1.18% | 0.25% | 55.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Douglas Federal Credit UnionCredit union Omaha, NE | 70 out of 100, Strong | $42.9M | 13.2% | 1.89% | vs |
| Family Focus Federal Credit UnionCredit union Omaha, NE | 50 out of 100, Below average | $44.0M | 13.2% | 3.37% | vs |
| Nebraska State Employees Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $36.8M | 14.0% | 0.11% | vs |
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| Hastings Federal Credit UnionCredit union Hastings, NE | 93 out of 100, Very strong | $52.0M | 20.8% | 0.36% | vs |
| Consumers CooperativeCredit union Alliance, NE | 81 out of 100, Strong | $52.2M | 20.6% | 1.41% | vs |
Deposit insurance
Is my money safe at North Platte Union Pacific Employee Credit Union?
Yes. North Platte Union Pacific Employee Credit Union is a federally insured credit union (NCUA charter #65528). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 16.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
North Platte Union Pacific Employee Credit Union lists 1 office in 1 city. Most locations:
- North Platte, NE (1)
Identity & history
Profile
- Legal name
- North Platte Union Pacific Employee Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65528
- RSSD ID
- 757797
- Primary regulator
- State + NCUA
- Established
- 1941
- Headquarters
- 420 Rodeo Rd, North Platte, NE 69101
- Employees
- 9
Quick answers
North Platte Union Pacific Employee Credit Union: common questions
Is North Platte Union Pacific Employee Credit Union NCUA insured?
Yes. North Platte Union Pacific Employee Credit Union is a federally insured credit union (NCUA charter #65528). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is North Platte Union Pacific Employee Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does North Platte Union Pacific Employee Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near North Platte
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adams Bank & TrustBank Ogallala, NE | 82 out of 100, Strong | $1.3B | 14.1% | 0.55% | vs |
| Western Nebraska BankBank Curtis, NE | 75 out of 100, Strong | $193.3M | 10.1% | 0.01% | vs |
| Henderson State BankBank Henderson, NE | 72 out of 100, Strong | $678.5M | 10.4% | 0.27% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |
| Equitable BankBank Grand Island, NE | 72 out of 100, Strong | $523.5M | 10.4% | 0.01% | vs |
| Sandhills State BankBank North Platte, NE | 69 out of 100, Moderate | $382.8M | 8.4% | 0.16% | vs |