Side-by-side · Q2 2026 data
First National Bank of Omaha vs Sugar Valley Federal Credit Union
Credit union
Sugar Valley Federal Credit Union
Scottsbluff, Nebraska · Under $100 million in assets
Metric by metric
| Measure | First National Bank of Omaha | Sugar Valley Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 50 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 92 (stronger) | 0 |
| Funding & liquidity | 55 | 83 (stronger) |
| Problem-loan coverage | 92 (stronger) | 73 |
| Peer percentile | 79th | 9th |
| Total assets | $34.2B | $6.2M |
| Deposits / shares | $27.8B | $4.8M |
| Capital ratio | 10.83% | 23.44% (stronger) |
| Problem loans | 0.78% (stronger) | 5.67% |
| Net charge-offs | 1.84% | 0.14% (stronger) |
| Return on assets | 1.79% (stronger) | -1.40% |
| Loans ÷ deposits | 84.5% | 77.2% (stronger) |
| Uninsured deposits | 33.9% | 0.0% (stronger) |
| Offices | 125 | 1 |
| CFPB complaints (3 yrs) | 1,803 | — |
| Complaints per $1B deposits | 64.9 | — |
| Mortgage denial rate (HMDA) | 25.9% | — |
First National Bank of Omaha has the higher TellerScore (72 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Omaha leads on 3 and Sugar Valley Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.