Sugar Valley Federal Credit Union (NCUA charter #3558) is based in Scottsbluff, Nebraska. Its Q2 2026 call report shows $6.2M in total assets and $4.8M in member shares and deposits and 1 office.
Sugar Valley Federal Credit Union has a TellerScore of 50 out of 100 (below average) based on Q2 2026 data — higher than only 9% of its 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 43rd. Capital cushion contributes the most (100/100, 23.44%); earnings contributes the least (0/100, -1.40%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (60 → 50), mostly because the loan quality component weakened by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 51 |
| Q4 2024 | 52 |
| Q1 2025 | 53 |
| Q2 2025 | 60 |
| Q3 2025 | 67 |
| Q4 2025 | 61 |
| Q1 2026 | 57 |
| Q2 2026 | 50 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 23.28% |
| Q3 2024 | 22.41% |
| Q4 2024 | 22.20% |
| Q1 2025 | 22.16% |
| Q2 2025 | 22.88% |
| Q3 2025 | 24.61% |
| Q4 2025 | 24.10% |
| Q1 2026 | 24.45% |
| Q2 2026 | 23.44% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.61% |
| Q3 2024 | 3.24% |
| Q4 2024 | 3.80% |
| Q1 2025 | 2.92% |
| Q2 2025 | 2.19% |
| Q3 2025 | 1.66% |
| Q4 2025 | 2.31% |
| Q1 2026 | 2.53% |
| Q2 2026 | 5.67% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.62% |
| Q3 2024 | -1.03% |
| Q4 2024 | -0.42% |
| Q1 2025 | -1.33% |
| Q2 2025 | -0.24% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.07% |
| Q1 2026 | -0.23% |
| Q2 2026 | -1.40% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 50 | $6.2M | 23.44% | 5.67% | -1.40% | 77.2% |
| Q1 2026 | 57 | $6.1M | 24.45% | 2.53% | -0.23% | 80.0% |
| Q4 2025 | 61 | $6.2M | 24.10% | 2.31% | 0.07% | 81.6% |
| Q3 2025 | 67 | $6.1M | 24.61% | 1.66% | 0.13% | 82.5% |
| Q2 2025 | 60 | $6.5M | 22.88% | 2.19% | -0.24% | 75.1% |
| Q1 2025 | 53 | $6.7M | 22.16% | 2.92% | -1.33% | 69.5% |
| Q4 2024 | 52 | $6.7M | 22.20% | 3.80% | -0.42% | 70.2% |
| Q3 2024 | 51 | $6.6M | 22.41% | 3.24% | -1.03% | 79.4% |
| Q2 2024 | 54 | $6.5M | 23.28% | 2.61% | -0.62% | 77.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Meadow Grove Federal Credit UnionCredit union Meadow Grove, NE | 76 out of 100, Strong | $6.3M | 15.4% | 2.10% | vs |
| Box Butte Public Employees Federal Credit UnionCredit union Alliance, NE | 56 out of 100, Moderate | $6.9M | 8.3% | 1.31% | vs |
| Pioneer Community Federal Credit UnionCredit union Palisade, NE | 77 out of 100, Strong | $5.1M | 16.0% | 1.25% | vs |
| Local 265 Ibew Federal Credit UnionCredit union Lincoln, NE | 54 out of 100, Below average | $4.9M | 9.1% | 1.76% | vs |
| Roberts Dairy Employees Federal Credit UnionCredit union Omaha, NE | 71 out of 100, Strong | $3.7M | 43.7% | 0.17% | vs |
| Nebraska Rural Community Federal Credit UnionCredit union Morrill, NE | 34 out of 100, Low | $3.7M | 10.0% | 4.28% | vs |
Deposit insurance
Is my money safe at Sugar Valley Federal Credit Union?
Yes. Sugar Valley Federal Credit Union is a federally insured credit union (NCUA charter #3558). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 23.44%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Sugar Valley Federal Credit Union lists 1 office in 1 city. Most locations:
- Scottsbluff, NE (1)
Identity & history
Profile
- Legal name
- Sugar Valley Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 3558
- RSSD ID
- 433578
- Primary regulator
- NCUA
- Established
- 1940
- Headquarters
- Po Box 745, Scottsbluff, NE 69363
- Employees
- 3
Quick answers
Sugar Valley Federal Credit Union: common questions
Is Sugar Valley Federal Credit Union NCUA insured?
Yes. Sugar Valley Federal Credit Union is a federally insured credit union (NCUA charter #3558). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Sugar Valley Federal Credit Union's TellerScore?
50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Sugar Valley Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Scottsbluff
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pinnacle Bank - WyomingBank Cody, WY | 77 out of 100, Strong | $1.3B | 10.7% | 0.26% | vs |
| Riverstone BankBank Eagle, NE | 76 out of 100, Strong | $593.4M | 9.7% | 0.05% | vs |
| Meridian Trust Federal Credit UnionCredit union Cheyenne, WY | 74 out of 100, Strong | $730.5M | 12.9% | 0.82% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |
| Hemingford Community Federal Credit UnionCredit union Hemingford, NE | 68 out of 100, Moderate | $10.0M | 10.1% | 0.55% | vs |
| Platte Valley BankBank Scottsbluff, NE | 66 out of 100, Moderate | $1.2B | 9.5% | 0.57% | vs |