Side-by-side · Q2 2026 data
First National Bank of Pana vs Community Savings Bank
Metric by metric
| Measure | First National Bank of Pana | Community Savings Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 55 | 85 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 83 (stronger) | 11 |
| Funding & liquidity | 72 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 72nd | 61st |
| Total assets | $394.8M | $410.2M |
| Deposits / shares | $350.7M | $357.0M |
| Capital ratio | 10.55% | 13.50% (stronger) |
| Problem loans | 0.07% (stronger) | 0.20% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.58% (stronger) | -0.22% |
| Loans ÷ deposits | 82.6% | 65.6% (stronger) |
| Uninsured deposits | 20.0% | 5.5% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
First National Bank of Pana has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pana leads on 3 and Community Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.