Side-by-side · Q2 2026 data
First National Bank of Pana vs First Secure Bank and Trust Co.
Metric by metric
| Measure | First National Bank of Pana | First Secure Bank and Trust Co. |
|---|---|---|
| TellerScore | 78 (stronger) | 39 |
| Capital cushion | 55 | 65 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 83 (stronger) | 40 |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 13 |
| Peer percentile | 72nd | 2nd |
| Total assets | $394.8M | $396.2M |
| Deposits / shares | $350.7M | $313.7M |
| Capital ratio | 10.55% | 11.49% (stronger) |
| Problem loans | 0.07% (stronger) | 6.29% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.58% (stronger) | 0.51% |
| Loans ÷ deposits | 82.6% (stronger) | 94.7% |
| Uninsured deposits | 20.0% | 15.5% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Pana has the higher TellerScore (78 vs 39). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pana leads on 4 and First Secure Bank and Trust Co. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.