Side-by-side · Q2 2026 data
First National Bank of Pulaski vs First Metro Bank
Metric by metric
| Measure | First National Bank of Pulaski | First Metro Bank |
|---|---|---|
| TellerScore | 77 | 84 (stronger) |
| Capital cushion | 63 | 80 (stronger) |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 76 | 85 (stronger) |
| Funding & liquidity | 67 (stronger) | 63 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 83rd | 95th |
| Total assets | $1.5B | $1.0B |
| Deposits / shares | $1.3B | $893.7M |
| Capital ratio | 11.32% | 12.98% (stronger) |
| Problem loans | 0.24% | 0.13% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.40% | 1.62% (stronger) |
| Loans ÷ deposits | 76.3% | 66.4% (stronger) |
| Uninsured deposits | 29.7% (stronger) | 42.8% |
| Offices | 13 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 7.7% |
First Metro Bank has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pulaski leads on 2 and First Metro Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.