Side-by-side · Q2 2026 data
First National Bank of South Carolina vs Bank of York
Bank
First National Bank of South Carolina
Holly Hill, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | First National Bank of South Carolina | Bank of York |
|---|---|---|
| TellerScore | 82 | 83 (stronger) |
| Capital cushion | 74 | 79 (stronger) |
| Loan quality | 86 (stronger) | 71 |
| Earnings | 68 | 89 (stronger) |
| Funding & liquidity | 98 (stronger) | 91 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 82nd | 84th |
| Total assets | $309.7M | $317.7M |
| Deposits / shares | $271.6M | $274.2M |
| Capital ratio | 12.42% | 12.88% (stronger) |
| Problem loans | 0.43% (stronger) | 0.86% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.19% | 1.73% (stronger) |
| Loans ÷ deposits | 52.5% | 35.5% (stronger) |
| Uninsured deposits | 17.2% (stronger) | 23.7% |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 12.2% |
Bank of York has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of South Carolina leads on 3 and Bank of York on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.