Side-by-side · Q2 2026 data
First National Bank of Steeleville vs Community First Bank of the Heartland
Metric by metric
| Measure | First National Bank of Steeleville | Community First Bank of the Heartland |
|---|---|---|
| TellerScore | 90 (stronger) | 76 |
| Capital cushion | 85 (stronger) | 51 |
| Loan quality | 85 (stronger) | 78 |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 94 (stronger) | 80 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 95th | 64th |
| Total assets | $274.5M | $266.8M |
| Deposits / shares | $229.0M | $237.9M |
| Capital ratio | 13.55% (stronger) | 10.14% |
| Problem loans | 0.44% (stronger) | 0.66% |
| Net charge-offs | 0.04% (stronger) | 0.06% |
| Return on assets | 1.92% | 2.22% (stronger) |
| Loans ÷ deposits | 47.8% (stronger) | 80.0% |
| Uninsured deposits | 20.3% | 13.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Steeleville has the higher TellerScore (90 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Steeleville leads on 5 and Community First Bank of the Heartland on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.