The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (72 → 76), mostly because the loan quality component improved by 8 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Illinois

Yes. Community First Bank of the Heartland is an FDIC-insured institution (FDIC certificate #3846). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.2% of deposits ($31.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.12% (benchmark: 10%).

Check how much of your own balance is covered

Community First Bank of the Heartland lists 4 offices in 3 cities. Most locations:

• Mount Vernon, IL (2)
• Dix, IL (1)
• Woodlawn, IL (1)

All branch addresses and map

Legal name

Community First Bank of the Heartland

Former names

First National Bank of Mt. Vernon; The First National Bank of Woodlawn

Type

State-chartered bank (Fed member)

FDIC certificate #

3846

RSSD ID

273840

Primary regulator

FED

Holding company

Cedar Bcorp Inc

Established

November 5, 1906

Headquarters

117 N 10th St, Mount Vernon, IL 62864

Website

www.cfbh.bank

Employees

40