Side-by-side · Q2 2026 data
First National Bank of Steeleville vs PeopleFirst Bank
Metric by metric
| Measure | First National Bank of Steeleville | PeopleFirst Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 78 |
| Capital cushion | 85 (stronger) | 73 |
| Loan quality | 85 | 96 (stronger) |
| Earnings | 97 (stronger) | 66 |
| Funding & liquidity | 94 (stronger) | 59 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 95th | 72nd |
| Total assets | $274.5M | $265.6M |
| Deposits / shares | $229.0M | $211.1M |
| Capital ratio | 13.55% (stronger) | 12.35% |
| Problem loans | 0.44% | 0.13% (stronger) |
| Net charge-offs | 0.04% | 0.03% (stronger) |
| Return on assets | 1.92% (stronger) | 1.14% |
| Loans ÷ deposits | 47.8% (stronger) | 86.5% |
| Uninsured deposits | 20.3% (stronger) | 28.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Steeleville has the higher TellerScore (90 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Steeleville leads on 5 and PeopleFirst Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.