Side-by-side · Q2 2026 data
First National Bank of Wauchula vs SouthState Bank, National Association
Metric by metric
| Measure | First National Bank of Wauchula | SouthState Bank, National Association |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 72 (stronger) | 53 |
| Loan quality | 73 | 82 (stronger) |
| Earnings | 45 | 77 (stronger) |
| Funding & liquidity | 85 (stronger) | 45 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 42nd | 66th |
| Total assets | $87.5M | $68.8B |
| Deposits / shares | $76.2M | $56.4B |
| Capital ratio | 12.16% (stronger) | 10.28% |
| Problem loans | 0.80% | 0.54% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.07% |
| Return on assets | 0.63% | 1.42% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 89.9% |
| Uninsured deposits | 16.9% (stronger) | 37.8% |
| Offices | 1 | 340 |
| CFPB complaints (3 yrs) | — | 252 |
| Complaints per $1B deposits | — | 4.5 |
| Mortgage denial rate (HMDA) | — | 23.3% |
First National Bank of Wauchula has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Wauchula leads on 5 and SouthState Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.