Side-by-side · Q2 2026 data
First National Bank Texas vs Inwood National Bank
Metric by metric
| Measure | First National Bank Texas | Inwood National Bank |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 41 | 58 (stronger) |
| Loan quality | 59 | 88 (stronger) |
| Earnings | 69 | 83 (stronger) |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 83 | 96 (stronger) |
| Peer percentile | 33rd | 74th |
| Total assets | $4.6B | $4.3B |
| Deposits / shares | $4.1B | $3.7B |
| Capital ratio | 9.12% | 10.79% (stronger) |
| Problem loans | 1.23% | 0.37% (stronger) |
| Net charge-offs | 0.84% | 0.40% (stronger) |
| Return on assets | 1.21% | 1.57% (stronger) |
| Loans ÷ deposits | 55.1% (stronger) | 67.2% |
| Uninsured deposits | 8.5% (stronger) | 47.5% |
| Offices | 355 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | 3.9% |
Inwood National Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Texas leads on 2 and Inwood National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.