Headquartered in Dallas, Texas, Inwood National Bank is a national bank with $4.3B in total assets and $3.7B in deposits as of Q2 2026. It operates 12 offices. Its charter dates back to 1964.
Based on its Q2 2026 filing, Inwood National Bank scores 74/100, which we describe as strong. That is higher than 74% of 897 banks with $1 billion – $10 billion. Among 349 banks headquartered in Texas, it ranks 170th. Its strongest component is problem-loan coverage (96/100; 1.8%), and its lowest is funding & liquidity (57/100; 67% loans-to-deposits, 47% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (65 → 74), mostly because the earnings component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 58 |
| Q4 2024 | 59 |
| Q1 2025 | 64 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 68 |
| Q1 2026 | 72 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.18% |
| Q3 2024 | 9.04% |
| Q4 2024 | 9.24% |
| Q1 2025 | 9.80% |
| Q2 2025 | 10.16% |
| Q3 2025 | 10.07% |
| Q4 2025 | 10.16% |
| Q1 2026 | 10.52% |
| Q2 2026 | 10.79% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.76% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.76% |
| Q4 2025 | 0.56% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.37% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.57% |
| Q3 2024 | 0.64% |
| Q4 2024 | 0.73% |
| Q1 2025 | 1.11% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.24% |
| Q4 2025 | 1.23% |
| Q1 2026 | 1.51% |
| Q2 2026 | 1.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $4.3B | 10.79% | 0.37% | 1.57% | 67.2% |
| Q1 2026 | 72 | $4.4B | 10.52% | 0.49% | 1.51% | 64.0% |
| Q4 2025 | 68 | $4.5B | 10.16% | 0.56% | 1.23% | 63.9% |
| Q3 2025 | 66 | $4.4B | 10.07% | 0.76% | 1.24% | 62.7% |
| Q2 2025 | 65 | $4.2B | 10.16% | 0.75% | 1.16% | 65.7% |
| Q1 2025 | 64 | $4.4B | 9.80% | 0.76% | 1.11% | 62.5% |
| Q4 2024 | 59 | $4.5B | 9.24% | 0.74% | 0.73% | 64.7% |
| Q3 2024 | 58 | $4.7B | 9.04% | 0.74% | 0.64% | 63.9% |
| Q2 2024 | 58 | $4.6B | 9.18% | 0.74% | 0.57% | 65.9% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Texas Bank and Trust CompanyBank Longview, TX | 75 out of 100, Strong | $4.3B | 13.1% | 0.61% | vs |
| Texas Exchange BankBank Crowley, TX | 80 out of 100, Strong | $4.5B | 12.4% | 0.00% | vs |
| International Bank of CommerceBank Brownsville, TX | 64 out of 100, Moderate | $4.6B | 14.5% | 9.17% | vs |
| VeraBank, National AssociationBank Henderson, TX | 72 out of 100, Strong | $4.6B | 11.0% | 0.96% | vs |
| First National Bank TexasBank Killeen, TX | 64 out of 100, Moderate | $4.6B | 9.1% | 1.23% | vs |
| Cornerstone Capital Bank, SSBBank Houston, TX | 32 out of 100, Low | $3.7B | 10.3% | 3.62% | vs |
Deposit insurance
Is my money safe at Inwood National Bank?
Yes. Inwood National Bank is an FDIC-insured institution (FDIC certificate #19080). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.5% of deposits ($1.7B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.79%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.98% (benchmark: 10%).
12 locations
Branches
Inwood National Bank lists 12 offices in 9 cities. Most locations:
- Dallas, TX (4)
- Denton, TX (1)
- De Soto, TX (1)
- Duncanville, TX (1)
- Fort Worth, TX (1)
- Garland, TX (1)
- Richardson, TX (1)
- Rockwall, TX (1)
- Wylie, TX (1)
HMDA 2025
Mortgage lending
In 2025, Inwood National Bank reported 209 home-loan applications under HMDA (LEI 549300AHVQ1LDFNP8P69): 173 originated ($127,815,000 total), 7 denied, and 28 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.9%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Inwood National Bank
- Former names
- Inwood National Bank of Dallas
- Type
- National bank
- FDIC certificate #
- 19080
- RSSD ID
- 913753
- Primary regulator
- OCC
- Holding company
- Inwood Bancshares Inc
- Established
- April 9, 1964
- Headquarters
- 7621 Inwood Rd, Dallas, TX 75209
- Website
- www.inwoodbank.com
- Employees
- 204
Quick answers
Inwood National Bank: common questions
Is Inwood National Bank FDIC insured?
Yes. Inwood National Bank is an FDIC-insured institution (FDIC certificate #19080). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Inwood National Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Inwood National Bank ever failed?
There is no failure record for FDIC certificate #19080 in the FDIC failed bank list.
How many branches does Inwood National Bank have?
12 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Dallas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Lakeside BankBank Rockwall, TX | 92 out of 100, Very strong | $389.2M | 14.4% | 0.00% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Metro Medical Credit UnionCredit union Dallas, TX | 91 out of 100, Very strong | $82.7M | 17.9% | 0.66% | vs |
| The State Credit UnionCredit union Charleston, WV | 90 out of 100, Very strong | $95.3M | 19.1% | 0.25% | vs |
| Safe 1 Credit UnionCredit union Bakersfield, CA | 90 out of 100, Very strong | $1.2B | 16.0% | 0.37% | vs |