Side-by-side · Q2 2026 data
First National Bank USA vs The New Orleans Firemen'S Federal Credit Union
Credit union
The New Orleans Firemen'S Federal Credit Union
Metairie, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | First National Bank USA | The New Orleans Firemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 58 |
| Capital cushion | 91 (stronger) | 67 |
| Loan quality | 99 (stronger) | 60 |
| Earnings | 86 (stronger) | 23 |
| Funding & liquidity | 62 | 70 (stronger) |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 94th | 16th |
| Total assets | $249.1M | $283.9M |
| Deposits / shares | $213.1M | $245.9M |
| Capital ratio | 14.06% (stronger) | 11.72% |
| Problem loans | 0.03% (stronger) | 1.19% |
| Net charge-offs | 0.02% (stronger) | 0.70% |
| Return on assets | 1.65% (stronger) | 0.08% |
| Loans ÷ deposits | 52.6% (stronger) | 89.8% |
| Uninsured deposits | 49.9% | 2.6% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 25.9% |
First National Bank USA has the higher TellerScore (89 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First National Bank USA leads on 6 and The New Orleans Firemen'S Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.