Side-by-side · Q2 2026 data
First National Community Bank vs City & County Credit Union
Metric by metric
| Measure | First National Community Bank | City & County Credit Union |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 44 | 71 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 74 (stronger) | 45 |
| Funding & liquidity | 64 | 91 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 47th | 79th |
| Total assets | $345.3M | $1.2B |
| Deposits / shares | $311.8M | $1.0B |
| Capital ratio | 9.38% | 12.08% (stronger) |
| Problem loans | 0.16% (stronger) | 0.32% |
| Net charge-offs | 0.02% (stronger) | 0.20% |
| Return on assets | 1.35% (stronger) | 0.63% |
| Loans ÷ deposits | 75.5% | 68.8% (stronger) |
| Uninsured deposits | 33.8% | 6.7% (stronger) |
| Offices | 4 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | — |
City & County Credit Union has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Community Bank leads on 3 and City & County Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.