Side-by-side · Q2 2026 data
First National Community Bank vs Westconsin Credit Union
Metric by metric
| Measure | First National Community Bank | Westconsin Credit Union |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 44 | 80 (stronger) |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 74 (stronger) | 64 |
| Funding & liquidity | 64 | 81 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 47th | 84th |
| Total assets | $345.3M | $2.2B |
| Deposits / shares | $311.8M | $1.9B |
| Capital ratio | 9.38% | 12.95% (stronger) |
| Problem loans | 0.16% (stronger) | 0.64% |
| Net charge-offs | 0.02% (stronger) | 0.22% |
| Return on assets | 1.35% (stronger) | 1.10% |
| Loans ÷ deposits | 75.5% (stronger) | 79.2% |
| Uninsured deposits | 33.8% | 5.9% (stronger) |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 15.4% |
Westconsin Credit Union has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Community Bank leads on 4 and Westconsin Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- New Richmond, WI
- Hudson, WI