Side-by-side · Q2 2026 data
First Nations Bank vs Citizens Community Bank
Metric by metric
| Measure | First Nations Bank | Citizens Community Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 31 |
| Capital cushion | 91 (stronger) | 48 |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 65 (stronger) | 8 |
| Funding & liquidity | 50 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 33 |
| Peer percentile | 82nd | 1st |
| Total assets | $536.6M | $531.0M |
| Deposits / shares | $440.6M | $446.1M |
| Capital ratio | 14.11% (stronger) | 9.83% |
| Problem loans | 0.12% (stronger) | 5.81% |
| Net charge-offs | 0.00% (stronger) | 0.87% |
| Return on assets | 1.11% (stronger) | -0.30% |
| Loans ÷ deposits | 93.5% | 61.2% (stronger) |
| Uninsured deposits | 30.5% (stronger) | 32.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
First Nations Bank has the higher TellerScore (82 vs 31). On the 7 directional measures above (where higher or lower is clearly better), First Nations Bank leads on 6 and Citizens Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.