The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 7 points (75 → 82), mostly because the capital cushion component improved by 15 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Illinois

Yes. First Nations Bank is an FDIC-insured institution (FDIC certificate #22282). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.5% of deposits ($134.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.77% (benchmark: 10%).

Check how much of your own balance is covered

First Nations Bank lists 3 offices in 2 cities. Most locations:

• Chicago, IL (2)
• Wheaton, IL (1)

All branch addresses and map

Legal name

First Nations Bank

Former names

First Nations Bank of Wheaton; First National Bank of Wheaton; Butterfield National Bank

Type

State-chartered bank

FDIC certificate #

22282

RSSD ID

277240

Primary regulator

FDIC

Holding company

Illinois State Bcorp Inc

Established

June 7, 1976

Headquarters

7757 W Devon Ave, Chicago, IL 60631

Website

www.firstnations.bank

Employees

38